Published: October 17, 2026 · Last Updated: October 24, 2026 · By Khuram Shahzad
How to Use the Salary Tax Calculator: A Worked Example
Calculate your exact take-home salary after FBR income tax and EOBI deductions for Tax Year 2027 (FY 2026-27). No signup, no download, 100% private.
Every salaried person in Pakistan asks the same question at the start of each tax year: "How much tax will I pay, and what's my actual take-home salary?"
Doing the math manually is tedious — multiple slabs, EOBI deductions, yearly vs monthly confusion. That's why most people either ask HR or just accept whatever figure appears on their salary slip.
Our free Salary Tax Calculator does the whole thing in seconds. This guide shows how to use it, how the FBR slabs work, and what to check on your salary slip.
Quick Answer: How to Use the Salary Tax Calculator
Go to our Salary Tax Calculator and:
- Enter your monthly gross salary (e.g. PKR 150,000)
- Leave "Include EOBI" checked if your employer deducts it
- Click "Calculate Tax"
- See your monthly tax, yearly tax, net take-home, and slab breakdown
The entire calculation happens in your browser — your salary data never leaves your device.
What the Calculator Shows
When you enter your monthly salary, the tool gives you:
- Monthly tax: What gets deducted from your salary each month
- Yearly tax: The total FBR income tax on your annual income
- Monthly take-home: Your net salary after tax and EOBI
- Yearly take-home: Total amount you receive in a year
- Taxable annual income: The base on which tax is calculated
- Your tax slab: Which FBR bracket you fall into
- Tax saving tips: FBR-approved ways to reduce your tax
FBR Tax Slabs for Salaried Individuals (Tax Year 2027)
Here are the official slabs for FY 2026-27, per the Finance Act 2026:
| Annual Taxable Income (PKR) | Tax Rate |
|---|---|
| Up to 600,000 | 0% (Tax-Free) |
| 600,001 – 1,200,000 | 1% of amount exceeding 600,000 |
| 1,200,001 – 2,200,000 | PKR 6,000 + 11% of amount exceeding 1,200,000 |
| 2,200,001 – 3,200,000 | PKR 116,000 + 20% of amount exceeding 2,200,000 |
| 3,200,001 – 4,100,000 | PKR 316,000 + 25% of amount exceeding 3,200,000 |
| 4,100,001 – 5,600,000 | PKR 541,000 + 29% of amount exceeding 4,100,000 |
| 5,600,001 – 7,000,000 | PKR 976,000 + 32% of amount exceeding 5,600,000 |
| Above 7,000,000 | PKR 1,424,000 + 35% of amount exceeding 7,000,000 |
Note: The 9% surcharge on salaried individuals has been abolished for Tax Year 2027. Your tax is simply the slab calculation.
Example Calculation (PKR 150,000/month)
Using the calculator, here's what happens if your monthly gross salary is PKR 150,000:
- Annual gross: PKR 1,800,000
- EOBI (if applicable): PKR 407/month = PKR 4,884/year
- Tax slab: 1,200,001 – 2,200,000 (PKR 6,000 + 11%)
- Yearly tax: ~PKR 71,300
- Monthly tax: ~PKR 5,942
- Net take-home: ~PKR 143,651/month
What Is a Salary Slip?
A salary slip (also called pay slip or payslip) is a document your employer gives you every month showing:
- Basic salary
- Allowances (house rent, medical, transport)
- Deductions (income tax, EOBI, provident fund)
- Net pay (what actually lands in your bank account)
When you use our Salary Tax Calculator, you can cross-check the "income tax" line on your salary slip to make sure your employer is deducting the correct amount.
Common Mistakes to Avoid
- Confusing monthly and annual slab: Your slab is decided by your annual taxable income, not monthly.
- Forgetting EOBI: If your salary is above the EOBI wage limit, EOBI is deducted monthly and reduces your take-home.
- Not checking your salary slip: Employers sometimes miscalculate. Compare your salary slip against our calculator.
- Ignoring tax credits: Investments in VPS, life insurance, and certain donations can reduce your tax. Use our tax saving guide to learn more.
Why Use an Online Salary Tax Calculator?
Manual calculation is possible but error-prone. Here's why an online calculator is better:
- Instant: Results in under a second
- Accurate: Uses the latest FBR slabs
- Complete breakdown: Shows every line item
- Private: Runs in your browser, no data sent anywhere
- Free: No signup, no limits, no ads
Frequently Asked Questions
What is the tax-free income limit in Pakistan?
For Tax Year 2027, the tax-free limit for salaried individuals is PKR 600,000 per year (PKR 50,000 per month).
Are these tax slabs accurate for 2026-27?
Yes. These slabs are based on the Finance Act 2026 and apply to salaried individuals for Tax Year 2027 (July 2026 – June 2027).
Does the calculator include the 9% surcharge?
No. The 9% surcharge has been abolished for salaried individuals in the Finance Act 2026.
Is my salary data stored anywhere?
No. All calculations happen in your browser. Your salary information never leaves your device.
Can I calculate tax for a different tax year?
Our calculator currently supports Tax Year 2027 (FY 2026-27). Future years will be added as FBR announces new slabs.
Does the calculator work on mobile?
Yes. The tool works on any device — laptop, tablet, phone, or desktop.
Final Thoughts
Knowing your exact take-home salary is important for budgeting and financial planning. Our Salary Tax Calculator makes this easy — no formula, no manual math, no signup.
For related guides, check out how salary tax works in Pakistan and 7 legal ways to save tax.
Related Reading
- → Free Salary Tax Calculator— Calculate take-home salary instantly
- → How to Calculate Salary Tax in Pakistan— Complete FBR slab guide
- → 7 Legal Ways to Save Tax— Reduce your tax bill
- → Freelancer Tax Calculator— For IT export income